Find Out The Secrets That Banks and Employers Won’t Tell You!

 An Economy In Transition.

The U.S. Bureau of Labor Statistics projects that the labor force will reach 162.3 million by 2012 and the apparent good news is the economy will require 165.3 million jobs to be filled.  What isn’t shown in these numbers is the fact that while it would appear there is a 3 million employee shortage, actually in a survey conducted in 2004 by AARP found that up to 79% of Baby Boomers may not retire and stay in the workforce.  Why?  First they are healthier and second, with Social Security either delayed or uncertain, many Boomers are just not ready or able to quit working.

The Baby Boomer generation (1946-1964) has approximately 76 Million members (with 40 million members currently over the age of 50), representing about 1 in 4 Americans. Over 50% of Boomer live in nine states (CA, TX, NY, FL, PA, IL, OH, MI, and NJ).  While at their current peak in personal income (average $63,000/year) with an estimated $2 Trillion in spendable income, consumer debt and rising interest rates are contributing factor in their decision to keep working. 

Consumer Debt in the U.S. is over $18,700 per household and climbing. A sudden increase in interest rates could spell disaster for families.  As a result, one poll found that getting out of debt was now a higher priority of American consumers than losing weight and staying fit.  The reality, with already too much month and the end of our money, how are we to prevent this financial disaster.

A dear friend of mine, Jaime Brenkus (international fitness expert, creator of 8 Min Abs and Get Lean in 15) says the secret to weight loss and fitness is to “eat less and move more”.  Therefore, it would be logical that we should “spend less and earn more”. Even if this didn’t go against American consumer behavior, there is a deeper secret not being told…

A Strategy Of Stress.

We are being controlled by our banks and employers.  Our banks have lured us into debt by lower mortgage and credit card rates to only now in 2007 begin to start raising these rates and putting us in financial stress.  Employers are paying us just enough so we don’t quit and we are working just enough to not get fired.

The hope of working and then retiring with dignity is almost gone as corporate robber barons have manipulated pension plans and corporate profits.

It is of course, your fault!

Stop Renting Your Life And Start Owning It Instead!

Have you ever considered that when you work for someone else you are renting your life to your employer?  I think of it as wholesaling your talent and expertise to an employer who then in turn sells it to the public for retail, keeping all the profits of your labor!

In fact, the average cost of employees on a financial statement is about 25 to 30% meaning they are selling your talents for 3 to 4 times what they are paying you!  Of course there are other costs of doing business but when you take away those costs, most employers seek to make about 20 to 30% of sales as earnings before taxes.  Basically, your employer is earning as much on your efforts as you do.  So if you earn $50,000 this year, your employer is trying to earn $40 to $60,000 on your efforts too.  You ought to ask for a raise!  But you want, because your fear of loss of your job is greater than your desire to demand a raise!

Most any student of money knows the Rule of 72.  If you take 72 and divide it by the interest (profit) you are making, you get how long it takes your money to double.  For example 72/4% interest on a CD says your money will double ever 18 years.  The bank takes your savings and charges 18% interest on credit cards, so 72/18% says that it takes only 4 years for the bank to double your money.  What does this mean?  Well if you work from 25 to 65 or 40 years and you put just $1,000 in the bank at 4% your money will double just over 2 times (40/18 = 2.22) let’s call it 3. So $1,000 becomes $2,000, becomes $4,000, and becomes $8,000 in 3 doubles. This means that if you save $1,000 at 4% for 40 years it will accumulate to about $8,000.

What the banks won’t tell you is that while you leave your money there for 40 years, they loan it back to your fellow consumers on credit cards and make 10 doubles (40/4 = 10).  If you do the math, that’s $1,024,000 for every $1,000 saved.  So your banker as your business partner gives you $8,000 and keeps over $1 Million! 

Think about all the money you are losing by trusting your banker and employer to help you with your money.  This is why you need to own your own business!

Own Your Life – Own A Business!

If I could show you how to possibly double your salary would you consider changing careers?

While there are no guarantees in life, except that the banks and employers get richer on your efforts.  Owning your own business could simply double your income by you selling your talent at retail to the public and not wholesale to your employer.  Remember employers look to earn about double what they pay employees.  By becoming a business owner and following good business practices, you could double your income very easily.

Starting a business on your own can be a scary proposition.  But owning your own business as a franchisee can greatly reduce your risks of start-up and still give you the income from business ownership.

As a franchisee, you will be in business for yourself, but not by yourself.  You will be using a Brand and Business System developed by your franchisor who will be your partner for a thing called a royalty.  Here the franchisor will
keep about 3 to 8% on average (depending on the industry) and you get to keep the 92 to 97%.  That beats the 50/50 employer deal!

There are more than 3,000 franchise concepts in America.  Finding the right business for you can be challenging.  The secret is to use a franchise consultant.

Where to find such a consultant, why not choose from the team that wrote the book on Solving The Puzzle Of Owning A Franchise.

If you call 800-961-0420 during normal business hours (9-5 Central Time) and let us show you how to own your own business, we will send you a copy of Robert Needham’s book (A $19.95 Value) FREE, all you pay is shipping and handling.

Stop Renting Your Life – Start Owning It Instead!

The call is FREE (800) 961-0420

The Consulting is FREE

The Book is FREE ($19.95 in bookstores)

Change your life, change your destiny, call today!

 

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